N

NOTCH

Decision intelligence for homebuyers and sellers

Notch Luxury Properties

notch

/ näCH /

A mark cut to record what was found. Every finding below is scored to its source document and page.

Tap anywhere to begin

L

NOTCH

N

NOTCH

Decision intelligence for homebuyers and sellers

Property readiness along with informed disclosure Identify questions earlier then route work to licensed experts.

Upload your inspection report, disclosures, and transaction documents. NOTCH reads everything and helps you understand what it means before you sign anything.

Your property

Property address

Price (optional)

Beds

Baths

Next: you'll add your inspection report, disclosures, and any other transaction documents. NOTCH pulls the permit history automatically.

Upload documents

*Add up to 10 documents

Continue to add any additional report documents as they come in

✓

24851-Paseo-del-Halcon-Inspection.pdf

Inspection report

✓

TDS-Transfer-Disclosure-Signed.pdf

Disclosure

✓

SPQ-Seller-Questionnaire.pdf

Disclosure

📄

Termite-WDO-Report.pdf

Termite / pest

×

📄

Roof-Cert-2019.pdf

Proof of repair · uploading…

📄

Gutter-Invoice-1450.pdf

Receipt / invoice

×

🔒 We don't sell your data. Your documents are processed by AI to generate your report and saved to your account so you can return to them. See our Privacy Policy for what we keep and why.

N

NOTCH is reading your documents.

This usually takes 10–20 minutes. You can leave; we'll keep working.

Reading your documents…

Extracting findings…

Verifying against the inspection…

Pricing the repairs…

Permits, legal & contractors…

Finalizing your report…

Est. time remaining 11:24

Good morning, Sofia.

S

Thu, May 14 · 3 things need your attention

Under contract · Day 8 of 30

24851 Paseo del Halcon

Laguna Niguel, CA 92677 · 3 bed · 2 bath · 1,820 sqft · Built 1978 · $1.395M

3 issues found · 1 permit gap · Tap for breakdown

What needs you this week See all →

🚩

Sellers didn't disclose the attic moisture

"The inspector found active moisture staining on the north-facing roof decking. The TDS checked 'no known roof issues.'"

Address now · Cost to fix: $2,900

⚠️

No permit for the 2019 garage conversion

"The City of Laguna Niguel has no record of the garage-to-bedroom conversion. This could affect insurance and resale."

This year · Retroactive permit: $1,450

💬

Your ask to Brett is drafted & ready

"Three houses in, you know how to ask. NOTCH made sure the receipts are airtight."

Send anytime · $6,500 credit ask

⚖️

Document analysis ready - 2 critical flags

"NOTCH reviewed 65 pages across 3 documents. Two items need action before your contingency period expires on May 25."

✦ NOTCH Pro · Tap to review

Quick access

💰

Cost-to-cure

$15,500 total

🏛

Permit history

1 gap found

📄

My documents

3 analyzed

✍️

Negotiation ask

Ready to send

🔧

Contractors

8 near you

⚖️

Document analysis

Powered by NOTCH

Delete property

Disclosure cross-check

Sellers didn't mention the attic moisture issue.

🚩 Material non-disclosure

📝 What the seller said - TDS Page 4

"No known roof issues. Roof replaced 2019."

Transfer Disclosure Statement · Section B, Item 3

🔍 What the inspector found - Report Page 12

"Active moisture staining on north-facing attic decking. Evidence of slow leak. Photo evidence on page 14. Recommend remediation within 60 days."

Home Inspection Report · Section 4.2 - Roof Structure

⚑ The gap - what this means for you

"The seller stated no known roof issues. The inspector found active moisture damage. These two documents directly contradict each other."

This is a strong basis for a repair credit request or price reduction.

Repair cost — materials + labor

$2,900

Engine estimate, localized

Document quote not used — found $1,450 in the seller's repair receipts, but it didn't clearly match this finding's scope (that invoice covers gutter replacement only) — showing an estimate instead.

NOTCH's read: This is one of the clearest disclosure gaps in your report. The seller's statement and the inspector's findings directly contradict each other. This alone could be worth $2,900 in credit.

Cost-to-cure

Total cost-to-cure

$15,500

Across 6 issues · grouped by urgency

Localized for Laguna Niguel, CA 92677 · Live data

Now - address before closing

🏚

Attic moisture repair

Roof decking + insulation + drywall · View materials →

$2,900

NOW

⚡

Panel inspection + permit

Outdated 1978 electrical panel · View materials →

$2,450

NOW

This year - schedule within 12 months

🏗

Retroactive garage permit

2019 conversion - no permit on file · View materials →

$1,450

THIS YEAR

🚿

Plumbing - slow drains

Main line flush + 2 drain clears · View materials →

$1,250

THIS YEAR

Eventually - plan within 5 years

❄️

HVAC system replacement

Unit is 16 years old, nearing end of life · View materials →

$5,800

EVENTUAL

🌿

Sewer scope - tree roots

Minor intrusion, monitor for now · View materials →

$1,650

EVENTUAL

Your negotiating power: The "Now" items ($5,350 combined) are your strongest ask - they're documented, cross-referenced, and defensible.

The story of the house

Every permit we located in city records for 24851 Paseo del Halcon - what was finished, what was never signed off, and the work that has no permit at all.

12 permits located 12 documents retrieved 4 code citations

2026 · BPR2025-6134

Detached covered patio

Permit issued Feb 12, 2026 for $5,000 of work. No final inspection on record. An open permit transfers with the house - and so does the obligation to close it.

Never finaled 📄 View permit document

2022 · BPR2022-8407

Second-floor addition - 135 sf office

Application filed Apr 14, 2022 for $22,000 of work. The city never issued the permit. If this addition exists, it was built without one - ask what happened here before you sign.

Applied, never issued

2015 · BP157903

Pool & spa - 1,200 sf, gas and electrical

Permit issued Apr 22, 2015 for $58,560, covering gas and electrical runs to the BBQ and fire pit. No final inspection on record. Gas and electrical that were never signed off are worth a licensed look.

Never finaled 📄 View permit document

2014 · BP148312

Whole-house remodel - +752 sf ground floor, +1,466 sf second story

Permit issued Feb 25, 2014 for $440,462 and finaled Feb 13, 2015 - the only permit on this property that was ever signed off.

Three findings in your inspection sit inside this permit’s scope: roof framing, water intrusion at the roof storage closet, and crawlspace waterproofing omitted. Finaled does not mean defect-free - it means an inspector signed a card. Here is what that card missed:

4 code citations against this permitted work - all major, all traced to your inspection report

CBC R1203major Standard of care - CBC 1203 and CRC R408

IRC R301.1.3major Original drawings, sheet S-1 detail 18/FD-1 - 2012 IRC §R301.1.3

IRC R312.1.3major Literature and calculations - 2012 IRC §R312.1.3

IRC R317.1major Original drawings, sheet S-1 and detail 38/FD-2 - 2012 IRC §R317.1

Permit finaled 📄 View permit document

2014 · BP146725

200-amp metered panel - overhead to underground

Permit issued Nov 6, 2014. No final inspection on record. A service upgrade left open is the kind of thing an insurer asks about later.

Never finaled 📄 View permit document

2011 · BP113947

Furnace replacement - same location

Permit issued Mar 28, 2011. No final inspection on record.

Never finaled 📄 View permit document

Where this came from. This city publishes permits across four departments and a records archive. NOTCH searched all of them, retrieved the actual permit documents, and told you which sources answered - so “no permits found” never has to mean “we could not look.”

Sample report. Drawn from real public records, with permit numbers scrambled and no street address, owner or contractor names. Findings, businesses and prices elsewhere in this walkthrough are illustrative.

Your ask to Brett

Drafted in your voice · Backed by inspector page numbers · Copies into your own email app

Send to

Brett Smith × Dane Smith × + Recipient name

Credit request total

$6,500

Attic moisture repair$2,900

Electrical panel permit$1,650

Unpermitted garage bedroom$1,450

Plumbing - slow drains$500

Drafted message to Brett (your Notch agent)

Hi Brett,

After reviewing the documents with NOTCH Pro, I'd like to request a $6,500 closing credit based on the following findings:

1. Attic moisture - $2,900
The home inspector found active moisture staining on the north-facing roof decking (report p.12, photo p.14). The TDS states "no known roof issues." This is a direct contradiction. ↳ Inspector Report p.12 · TDS Section B Item 3

2. Electrical panel - $1,650
The 1978 panel was flagged for inspection and permitting. This is a lender and insurance requirement. ↳ Inspector Report p.8 · CA Electrical Code Art. 230

3. Unpermitted bedroom - $1,450
The 2019 garage conversion has no permit on file with the City of Laguna Niguel. The SPQ item on additions or alterations made without permits was left blank. ↳ Laguna Niguel Permit Records · SPQ additions/alterations item

I'm happy to proceed with the purchase at the agreed price with this credit applied at closing. Please let me know how the sellers would like to proceed.

Thank you,
Sofia

NOTCH's note: This ask is conservative. You have grounds for up to $8,600. The $6,500 figure is designed to be accepted - it's specific, documented, and defensible.

Documents

24851 Paseo del Halcon · 3 analyzed · 5 pending

Analyzed

📋

Home Inspection Report

Uploaded May 10 · 42 pages · 3 flags

Analyzed

📝

Transfer Disclosure Statement

Uploaded May 10 · 12 pages · 2 gaps found

Analyzed

📋

C.A.R. Contract (Resale)

Uploaded May 11 · 11 pages · 2 clauses cited

Analyzed

Pending upload

🪲

Termite Report & Work Orders

Not yet uploaded

Pending

🌡

HVAC Inspection Report

Not yet uploaded

Pending

🚿

Plumbing & Sewer Scope Report

Not yet uploaded

Pending

📃

Fumigation Certificate & TDA Notice

Not yet uploaded

Pending

S

Sofia Reyes

Member since May 2026 · 1 active property

My Property

🏡

24851 Paseo del Halcon

Active ›

➕

Add another property

›

My Report

💰

Cost-to-cure breakdown

$15,500 ›

🏛

Permit history

1 gap ›

✍️

Negotiation ask

Ready ›

Account

🔔

Notifications

On ›

🔒

Privacy & security

›

❓

Help & support

›

Account & privacy

Deleting removes:

Your account, email, and profile
Every document you uploaded, including stored files and photos
Your properties and all analysis, reports, and legal reviews generated from them
Your subscription and billing links

We keep:

De-identified analysis records (cost ranges, comparables, method version) with no name, email, or account link
Internal cost/usage ledger entries, with the link to your account severed
The record that consent was granted (version and date), with the link to your account severed

Deletion is permanent and cannot be undone. Your documents and reports cannot be recovered.

Type DELETE to confirm

Notch Luxury Properties · Property Intelligence · powered by Limn Pro

Contractors

8 contractors near Laguna Niguel, CA

From city permit records · matched to your 6 open issues

8Near you

6Your issues

100%Covered

A plain-English summary of the documents before you sign.

NOTCH flags critical clauses, addenda, disclosure issues, and document conflicts, then explains them in plain English with citations back to your actual files.

NOTCH is not a law firm and does not replace legal advice. For legal decisions, consult a qualified attorney.

2Critical

4Review

6Noted

Not every document was reviewed. NOTCH read 3 of 8 documents. Not included: Termite Report & Work Orders, AVID — Agent Inspection Disclosure, HVAC Inspection Report, Plumbing & Sewer Scope Report, Fumigation Certificate & SPCB Notice. Treat the flags below as covering only the documents that were read.

● Critical - act before closing

⚖️

Material non-disclosure - attic moisture

"Seller's TDS Section B explicitly states no known roof defects. Inspector's report documents active moisture damage. Under California Civil Code §1102 this is actionable."

TDS p.4 §B.3 Inspection p.12 §4.2 Cal. Civ. Code §1102

🏛

Unpermitted conversion - title & insurance risk

"The 2019 garage-to-bedroom conversion has no permit on record. Unpermitted work transfers liability to the buyer at closing. Your lender may also require resolution prior to funding."

SPQ Item 11 - blank City of Laguna Niguel permit records

● Review - understand before you sign

📋

Contingency period - expires May 25

"Your C.A.R. ¶5 contingency period runs through May 25. Until then you may terminate for any reason and keep your rights; the option fee is not refundable. After it expires you lose that unrestricted exit, and walking away puts your $41,850 earnest money at risk."

C.A.R. RPA ¶5 Deadline: May 25

🔒

As-is clause limits post-closing recourse

"Paragraph 7D(1) is an as-is acceptance. Once your contingency period expires, your ability to sue for undisclosed defects narrows significantly - except for fraud."

C.A.R. RPA ¶7D(1)

💰

HOA transfer fee - not in your closing estimate

"The HOA CC&Rs require a $650 transfer fee due at closing. This is not reflected in your current Loan Estimate. Confirm with your lender now."

HOA CC&Rs §14.2 Loan Estimate p.2

📅

Seller's Temporary Residential Lease (C.A.R. 15-6) - occupancy risk

"Addendum B grants the seller a 15-day post-closing occupancy. If they hold over, your only remedy is $150/day - well below market rent for this property."

Addendum B §3

● Noted - standard but worth knowing

6 additional standard clauses were reviewed and found to be within normal range for South Orange County residential transactions. No action required.

Document analysis

About 24851 Paseo del Halcon

✦ NOTCH Pro

What you'll need to fix it.

🔴 Address now · Est. $2,900

Bill of materials

🟠 Home Depot SKU list 📋 Tap to copy list

Item	Qty	Unit $	Total

Materials subtotal $731

⏱ Estimated labor hours 14 hrs · 2-person crew